PASA President, Kim Gubler speaking at the Financial Advice Forum 2025

Kim will be on the panel to discuss: Advice under review – what the next five years of regulation could bring

The FCA’s new five-year strategy sets the long-term direction of travel for advice firms, with potential changes to disclosure rules, retail participation, and supervisory focus. As the regulator moves from implementation to enforcement under Consumer Duty, scrutiny is intensifying around closed-book products, charging models, and outcome monitoring. Meanwhile, the final Advice Guidance Boundary Review is expected to clarify what forms of support can be offered outside regulated advice.
What will the final Advice Guidance Boundary Review mean for client segmentation, service delivery, and unregulated support?
How should advisers interpret the FCA’s 2025-2030 strategy, including proposals to simplify disclosures and encourage retail risk-taking?
Could the Autumn budget bring further tax rises, and how should advisers help clients prepare for a changing fiscal environment?

CPD Learning Objectives:

At the end of this 40-minute session, you should be able to:

Describe the implications of the Advice Guidance Boundary Review for advice delivery and the distinction between regulated and unregulated services.
Explain how the FCA’s long-term regulatory strategy could affect advice firms’ disclosure obligations, investment propositions and consumer communications.
Assess the potential impact of future tax policy changes and outline strategies for helping clients plan amid a changing fiscal environment.